(by Agent Randy E. Hoffman 03/07/16)
The Life Insurance Agent…Superhero? ABSOLUTELY !!!
Well here we are in March and summer is fast approaching. A time when kids and parents alike will end up heading to the cinemas to feast on Hollywood’s annual tradition of superhero escapism. Personally, I’m especially looking forward to the “Batman Vs. Superman” flick although the new “Captain America Civil War” is also tempting.
For the average person interested in life insurance, it can be a daunting, fearful confusing process.
I UNDERSTAND THIS.
With so many agents and websites trying to sell you their recommendations, let’s get AGENT RANDY to break through the fog and finally get SOLID ANSWERS in a changing world.
Below are my definitions in plain street language of the main policies offered. (Please note that I DO NOT recommend permanent plans unless the individual is above age 80 and there is no other choice).
So there I was, in the middle of another hot summer day in Dallas on my way to Ft. Worth to help a young Arkansas family who recently moved there for the husband’s new job. The year was 1999 and I was thoroughly enjoying the fruits of hard work for our health insurance agency that began in a basement in the late 80′s and now stood as the fourth largest agency in the country for our health carrier. It was a time to embrace our prosperity after many years of trying to find a marketing plan that would produce positive results. My prospects were the husband age 34, the wife age 29 and their one year old baby girl. They were going to get benefits from the employer after a 6 month waiting period so I came out to place them on an affordable short term major medical plan to protect them in case of a catastrophic event. (Little did I know that the events that would shortly take place would turn my life and career upside down.)